984-789-5063
Here's how it works
FAQs
Do I have to complete a full mortgage application?
No. This form is intentionally different. Instead of completing a long application, you'll answer a handful of questions that take about 2 minutes. If the numbers look good, we can complete the full application later. My goal is to earn the right to ask for more information and not require it upfront.
Will you check my credit?
No. I do not pull your credit just to provide an initial quote. You'll simply estimate your credit score on the form. If the quote looks like a good fit and you'd like to move forward, we'll verify everything later.
How accurate is the quote?
It's designed to provide a realistic estimate based on the information you provide. Like every lender, the final terms depend on verifying items such as income, assets, property details, and credit.
Is there any obligation?
None. You're simply requesting a mortgage quote. If it helps, great. We can discuss your options. If it doesn't, that's perfectly okay too.
Why is your process different?
After spending 8 years in the industry, I've seen firsthand how often borrowers were drawn in by attractive advertised rates that didn't reflect what they actually qualified for. That's why I built a different process, one focused on transparency, straightforward pricing, and giving you the information you actually want before asking for a major commitment.
Are there any upfront costs?
No. For a limited time, if you decide to move forward and qualify, I'll cover your credit report fee and appraisal fee upfront. If we don't close, I absorb those costs.
What if my credit isn't perfect?
Don't assume you don't qualify. Many people believe their credit automatically disqualifies them when it doesn't. If there's a way to help, I'll explain your options. If you're not quite ready yet, I'll tell you what needs to improve and help you build a plan.
Summer Promo
If you don't close
we cover the cost
No Upfront Credit Report Fee
No Upfront Appraisal Fee
Valid until August 31st, 2026
Fellowship Mortgage 1890 S Main St Ste 102-C Wake Forest, NC 27587
NMLS #2778428 For details, visit NMLS Consumer Access. https://nmlsconsumeraccess.org/
Licensed by the North Carolina Office of the Commissioner of Banks. Rates, terms, and products are subject to change without notice and may vary based on borrower qualifications. All loans are subject to credit and underwriting approval. Not all applicants will qualify. Not a commitment to lend.
